Gift of Life Insurance

Powerful and Simple Way to Support Our Work

When the original purpose for a life insurance policy no longer applies—such as educating children now grown or providing financial security for a spouse—your policy can become a meaningful way to support our work. There are three ways to give life insurance to Denver Zoo:

Name us a beneficiary of the policy. This gift is as simple as updating your beneficiary designation form with the policy holder. You can designate us as the primary beneficiary for a percentage or specific amount. You can also make us the contingent beneficiary so that we will receive the balance of your policy only if your primary beneficiary doesn't survive you.

Make an outright gift of an existing policy. You can name us as owner and beneficiary of an existing policy. You qualify for a federal income tax charitable deduction when you itemize on your taxes. If you continue to pay premiums on the policy, each payment is tax deductible as a charitable gift if you itemize.

Make an outright gift of a new policy. You can take out a new policy and irrevocably name Denver Zoo as the owner and the beneficiary of the insurance contract. This method may be particularly attractive for the younger donor. Whether you make one single premium payment for the policy or pay annual premiums, each payment is tax deductible as a charitable gift when you itemize on your taxes.

Free Estate Planning Tool

Visit our free, no-obligation tool to make a statement for Denver Zoo through your life insurance. Our trusted partner, Giving Docs has a safe and secure resource just for you.

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See How It Works

How You Can Benefit From Giving Life Insurance

Learn more about this simple gift by downloading your FREE copy of our informative guide Life Insurance: Expand Your Charitable Reach.

An Example of How It Works

The Oberlanders

Katie and Martin Oberlander are both passionate about the Zoo's conservation and education outreach programs and commitment to building enhanced exhibits for animals.

Martin grew up visiting the Zoo as a boy with his mom and brothers. He continued to come to the Zoo as an adult, enjoying the Zoo after work to "decompress" and be around nature and animals. He brought Katie on several dates to Denver Zoo and now they come often with their two kids.

When completing their wills and beneficiary designations for their IRA and life insurance, it was Martin's idea to name Denver Zoo as a 1/3 beneficiary of his life insurance policy. Katie quickly stole his "great idea" and named the Zoo as a 1/3 beneficiary of her life insurance policy. While they both wish they could give more now, they love the idea that they will leave a significant gift to help the animals and educational programs.

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Next Steps

  1. Contact Josie Stewart at 720.337.1463 or jstewart@denverzoo.org for additional information on life insurance.
  2. Seek the advice of your financial or legal advisor.
  3. If you include Denver Zoo in your plans, please use our legal name and federal tax ID.

Legal name: Denver Zoological Foundation
Address: 2300 Steele Street, Denver, Colorado 80205
Federal tax ID number: 84-0502539